Our customers are at the heart of everything we do. We are committed to helping people who have fallen between the cracks when it comes to traditional lenders. Don’t just take our word for it, here are some real life success stories:
When life gets challenging
Following an unfortunate accident, Hana’s daughter was left disabled, changing their lives forever. Hana was determined to make her daughter as comfortable as possible. This meant making her home more accessible and buying a mobility scooter. However, due to her limited credit history and an old default, she could not access mainstream credit. Taking the time to understand her situation, our experienced team offered Hana a £5,000 loan. This helped her achieve her goal of creating a safer and more comfortable environment for her daughter.
Reducing your outgoings
Following her father’s death in 2018, Alice found herself in over £20,000 of debt. She had four defaults and struggled with high-interest credit cards. Her monthly payments barely covered the interest and it would have taken 27 years to clear the debt. We helped Alice by providing a loan to clear most of her credit. The loan, spread over 7 years, reduced her payments by over £140 a month. This provided a much-needed financial lifeline and a real chance to regain control of her finances.
Simplifying your finances
Mary is a retired nurse who struggled to pay more than the minimum monthly payments on her credit cards. To manage her debts, she returned to nursing part-time. Our experienced team took the time to understand Mary's personal situation, not just her credit score. We helped her consolidate five of her credit cards into one single monthly payment, providing a clear pathway to financial stability. The loan, agreed over a five-year term, reduced her monthly payments by over £450. If Mary had only made the minimum card payments, it would have taken her 33 years to clear her balances.
Repairing the past
Kelly is a cleaner, local councillor, and dedicated carer for her elderly mother. During Covid, she worked for herself and struggled to keep up with credit payments, causing several accounts to default. After talking with Kelly, we were able to understand her situation and offer a loan to achieve her goal of clearing her defaults and current credit. This helped reduce her eight payments into one affordable monthly sum, making her finances much easier to manage.
A weight off your mind
Kwame reached out to us as he was struggling with his finances following a death in the family, which made it hard for him to get credit. We were able to look beyond his credit score and help him refinance his credit card debt. This reduced his monthly outgoings by over £100 easing his financial burden.
Rebuilding the past
Frank is 34 years old and has had a tough time over the last few years. Two periods of unemployment, lead to missed payments and growing anxiety about his finances. He was honest with our team about how he felt and worried about the process. Our friendly underwriter worked hard to put Frank at ease and support him. As a result Frank obtained a loan that helped clear most of his debts, cutting his monthly payments by over £300. This gave Frank a fresh start and made his finances easier to manage.
